Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

As a loan officer, I will assist you in finding the best possible program with terms, rates and closing costs that meet your individual needs.  Whether financing a new home, vacation rental, second home or refinancing I'll help you find the program that is the best fit for your financial goals.

Call, text or email me anytime:  Gidget Jackson 305-900-8217 mobile/text * gidgetjackson@gmail.com

My experience in real estate, investments, and mortgages over the years will help you through the buying, financing and closing process.  Let's get started. 

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Gidget Jackson Background

Broker-Realtor-Consultant-Property Manager with RE/MAX Realty Group 

Mortgage Loan Officer NMLS #1874329 with Salt Life Mortgage

Residential - Commercial Sales & Leasing - Multi-Million Dollar Producer - Notary Public

Over 32 years of full-time real estate experience in Florida

20 years in Lee County, FL (10 years as a RE/MAX Broker Owner)

10 years in Monroe County, FL (4 years as a Realty Executives Broker Owner)

My website:   www.gidgetjackson.com Florida Keys Real Estate

MORTGAGE LOAN OFFICER licensed 2019

BROKERAGE EXPERIENCE

2014-2018 Broker-Owner of Southwest Florida Realty, Cape Coral, FL
2017-2018 Broker-Owner of Florida Keys Island Realty, Marathon, FL
2014-2017 Broker-Owner of Realty Executives Florida Keys, Marathon, FL
2000-2010 Broker-Owner of RE/MAX Downtown in Cape Coral, FL.
1987-1990 Broker-Owner of Jackson & Associates Insurance & Investments in Dade City, FL.

DEVELOPMENT/COMMERCIAL EXPERIENCE

Florida Keys: For the last several years I have been working with an Affordable Housing group acquiring land for Tax Credit Housing, selling luxury homes, renting annual and vacation rentals, and selling development parcels.

Palmetto Pine Estates: From raw land to a gated luxury home subdivision, Gidget was involved as an investor, sales broker, CAM for the HOA and overseeing construction.  Sites sold out in record time to the satisfaction of buyers and the investors. New Construction Home sales came to a halt in 2008 due to the recession. Cape Coral, FL

Baypointe Yacht & Racquet Club: From the purchase by the investors to end-user sales, Gidget established and coordinated the sales and property management division while setting up a rental program to coincide with 90 vacant units acquired by the investment group to ultimately sell out.  N Ft Myers, FL

Terra Verde Country Club:  From the purchase by the investors to end-user sales, Gidget established and coordinated the sales and property management division while setting up a rental program to coincide with 120 vacant units acquired by the investment group.  Ft Myers, FL

Mid-Cape Commercial Center: Listed a storage facility with retail storefronts. Convinced the seller to let me manage the property to increase return.  I increased the net to positive cash flow with high enough returns to get the seller the price they needed.

CONDOMINIUM CONVERSION TO SALES EXPERIENCE - Managed Rentals while for Sale:

Lapalapa Condominiums: Listed, managed and coordinated conversion of the 14 apartment building that was originally deeded as a condominium and converted it to individual condominium unit sales, managed the condominium and bookkeeping for investors until turn over.  Sales included options for upgrading units which required coordinating vendors for repairs and upgrades. Cape Coral, FL

Barclay Bay Condominiums: Listed, managed and coordinated conversion of the 22 apartment building that was originally deeded as a condominium and converted it to individual condominium unit sales, managed the condominium and bookkeeping for investors until turn over.  Sales included options for upgrading units which required coordinating vendors for repairs and upgrades. Cape Coral, FL

Miramar Arms Condominiums: Listed, managed and coordinated conversion of the 30 apartment building that was originally deeded as a condominium and converted it to individual condominium unit sales, managed the condominium and bookkeeping for investors until turn over.  Sales included options for upgrading units which required coordinating vendors for repairs and upgrades. Cape Coral, FL

Victoria Arms: Listed, managed and coordinated conversion of the 30 apartment building that was originally deeded as a condominium and converted it to individual condominium unit sales, managed the condominium and bookkeeping for investors until turn over.  Sales included options for upgrading units which required coordinating vendors for repairs and upgrades. Cape Coral, FL

Malabar Arms Condominiums: Listed, managed and coordinated conversion of the 28 apartment building that was originally deeded as a condominium and converted it to individual condominium unit sales, managed the condominium and bookkeeping for investors until turn over.  Sales included options for upgrading units which required coordinating vendors for repairs and upgrades. Cape Coral, FL

Courtyards South Condominiums: Listed, managed and coordinated conversion of the 72 apartment building that was originally deeded as a condominium and converted it to individual condominium unit sales, managed the condominium and bookkeeping for investors until turn over.  Sales included options for upgrading units which required coordinating vendors for repairs and upgrades. Cape Coral, FL

Developer and/or Accountant for these projects available for reference upon request.

PERSONAL INVESTMENTS

Palmetto Pine Estates: I participated as a partner with 25% of the investment in a 26 lot single family gated community.  The vacant land was purchased, developed and lots sold out in record time. My duties were to coordinate all the marketing and sales, partnership reporting,  HOA documents, website development, assisted in site work as needed, bookkeeping for HOA and partnership, managed HOA and Architectural Review until turn over, assisted in lender correspondence for draws, coordinated accounting with CPA and finalized bookkeeping for partnership. 

Investor: Single Family Home Purchase - Repair - Resale.  Over the years I have purchased run-down properties, made necessary repairs and resold the properties for a profit.  Many times I did some of the work myself and hired vendors for the work I could not perform.

Business Owner: Over the past 30 or more years I have owned and/or managed various businesses from a full-service insurance agency, real estate brokerage, property management company (397 units), maintenance company, home watch company, and small investment companies.

INVESTOR EXIT STRATEGY EXPERIENCE

In the late 90's and early 2000 many investment groups were liquidating their real estate investments due to the changes in the market including the tax law changes for passive income.  During that time I was the listing agent for these group's investment properties that varied from single-family, duplexes, 4-plexes, 8-unit apartments, 20 unit complexes and large numbers of units within different complexes.  As agent, listing broker, property manager and CAM manager, I coordinated the sale of these units using a balance between sales and rentals to maintain unit values and income to the investors as the properties sold. As CAM manager I setup the condominium associations for the various complexes that were built as condominiums but used as apartments.  I was hands-on in the rental process, CAM management, investor negotiations with mortgage refinancing, maintenance of the assets and ultimate sale of the units as-is and with upgrades.  

LICENSING & EDUCATION & AWARDS

Licensed Mortgage Broker Sept 2019

Licensed Full Time Real Estate Broker since 1987

Loss Mitigation & REO Training 2009 and continuing

Notary Public, State of Florida, June 1985 to present

Property Manager License, City of Marathon 2012` to date

Property Manager License, City of Key Colony Beach 2010 to date

Community Association Manager's License - CAM, Community, past

CCIM I & II, Commercial Investment Managers Designation Course 1-2  to present

Association Managers School, Miami, Florida, Dec. 1991

Mortgage Brokers License - Independent, Bert Rogers School of Real Estate, Tampa, Florida, exp 1990

Real Estate License - Salesman: Pasco Hernando Community College, Dade City, Florida, 3-21-1986

Florida Insurance Institute, Lakeland, Florida, May 1987

Insurance Agent License - Life & Health, 2:18. 1985 - 1990

Insurance Agent License - Property & Casualty, 2:20, Sante Fe Comm. College, Gainesville, FL, March 1984 - 1990

Associate Arts Degree: University of Florida, Gainesville, Florida, May 1982. – majored in accounting and psychology.

Graduate: Pasco Comprehensive Senior High School, Dade City, Florida, June 1979

Professional & Civic Organizations

Royal Palm Coast Association of Realtors

Florida Gulf Coast Multiple Listing Service

MLKAR, Marathon & Lower Keys Association of Realtors - Past MLS, Director

MAR, Miami Association of Realtors, Member

CBSCF, Coldwell Banker Schmitt Charitable Foundation - Past Director

REBAC, Real Estate Buyer's Agent Council, Member

LHMI, Luxury Home Marketing Institute, Member

NAR, National Association of Realtors, Member

FR aka FAR, Florida Association of Realtors, Member

PADI Open Water Diver

PADI Advanced Open Water Diver

PADI Nitrox Certification

PADI Rescue Diver

Additional Experience/Education

2019 - Mortgage Loan Officer - Florida

2016 - CLHMS: Certified Luxury Home Marketing Specialist

2012 - ABR: Accredited Buyer Representative

2012 - RSHPS: Resort & Second-Home Property Specialist

2012 - Professional Standards

2012 - AHWD: At Home With Diversity

2012 - SFR: Short Sale & Foreclosure Resource

2012 - ePro:  Real Estate Technology and Social Media Marketing Certification (NAR)

2011 - Equator REO & Short Sale Platinum Certification

2010 - CDPE: Certified Distressed Property Expert 

2009 - CDRS: Certified Default Rescue Specialist / Trainer

2009 - CFS: Certified Foreclosure Specialist

2007 - Buffini & Company Mentor School Training - Certified Mentor Program

2000 - RE/MAX International Management Training

2000- 2010 Broker-Owner RE/MAX Downtown, Cape Coral, FL - Sold - Moved to the Florida Keys

1992 - Graduate Real Estate Institute (GRI) I, Florida Association of Realtors, Cape Coral, Florida.

1991 - Principles of Management, Bert Rogers School of Real Estate, Fort Myers, Florida.

1991 - Investment Analysis, Bert Rogers School of Real Estate, Fort Myers, Florida.

1990 - Professional Standards Seminar, FAR, Dade City, Florida.

1990 - PIA Commercial Casualty Insurance School, Tampa, Florida.

1990 - PIA E&O Loss Prevention Seminar, Tampa, Florida.

1990-91 - Elected President, Dade City Board of Realtors, Dade City, Florida.

1989-90 - President-Elect, Director, Dade City, Board of Realtors, Dade City, Florida.

1989-90 - Chairman, Nominations & Awards committee, Dade City Board of Realtors, Dade City, Florida.

1987-88 - Member, Professional Standards Committee, Dade City Board of Realtors, Dade City, Florida.

1986-87, 1987-88 - Secretary, Director, Dade City, Board of Realtors, Dade City, Florida.

1986-87, 1987-88 - Chairman, Public Relations & Programs Committee, Dade City, Board of Realtors.

1987 - Finance Seminar, Dennis Creps, Lakeland Board of Realtors, Lakeland, Florida